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Etiquette Basics for Home Party Sales Representatives

Home party sales are a popular home-based business opportunity. It seems as though a month does not go by where I do not receive an invitation to one of them, I do not know all that many people and I live in a fairly rural area. I can only imagine how many parties are going on in more heavily populated areas and how many invitations other, more well connected individuals receive. If you are planning to pursue a direct sales opportunity where you will be selling products at home parties, you will certainly be eager to get out there and … Continue reading →

Getting Back to Basics

Sick of snapping photos with trees growing out of your kid’s head? Tired of capturing photos with missing limbs and blurry body parts? Then, it may be time to get back to the basics of photography. Rule of Thirds: This is one of the rules of photography that can be broken and still yield frame worthy shots. When it comes to composition, placing your subject dead center in the frame can create a powerful image. However, in most cases, you want to stick with the Rule of Thirds which recommends drawing imaginary lines on the camera viewfinder to create a … Continue reading →

Investing in a Tripod

If the Easter Bunny hopped by your home and neglected to leave you the tripod you requested when you visited him at the mall, then I would suggest shopping on eBay. If you have the means, purchasing a new tripod is ideal, but if times are tight, then consider buying a used one. In most cases you can find decent deals and score a solid tripod in the process. The trick is knowing what to look for. With standard tripods you have two head options. The first is a pan-tilt head, which allows you to adjust it three different ways, … Continue reading →

Back to Basics

Purchasing an expensive DSLR camera and costly high-tech photo editing devices won’t guarantee stellar shots. Rather, the key to snapping spectacular photos is simple: Master the basic rules of photography. Before you drop hundreds of dollars on pricey photo equipment, consider getting back to basics. Experiment with lighting, composition, angles and poses. By investing time instead of money honing your craft, you’ll reap priceless images that speak volumes for your picture-taking skills. COMPOSITION When in doubt employ the Rule of Thirds. By doing so you can avoid taking a boring shot where your subject is dead center in the photo. … Continue reading →

Investing Business Profit

Many of us have such small home businesses that any money we net after expenses goes directly into the family coffers. As a matter of fact, it may be hard to imagine that your home business will ever be so successful that you will make MORE money than you can spend on a monthly or annual basis. This may happen, however, and when it does, you will have to decide what to do with the excess profit. Do you save it? Invest it back into the business? Or do you invest the profit in other ways and work to grow … Continue reading →

Get Your Kids Investing

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Want to start your children on a good path towards financial freedom? Start teaching them investing skills now. As soon as they are old enough to talk, they can start getting involved with the basics of money. Once they are in grade school, you can begin to teach them the valuable skills of investing. Some tips on just how to teach your kids some investment skills are: 1. Start by explaining what investing is. Not exactly sure yourself? Typically most kids understand saving — where you are putting money aside to buy something later, adding to that money as you … Continue reading →

Financial Preparedness Advice from Money Bloggers

One important part of preparing for the future is having your finances in order. The money blog here at families.com is a great resource for learning to budget your money, save, invest, and get out of debt. Here are some great articles to read that will help you be financially prepared for whatever life has to offer: Preparing for death: Writing Down Your Wishes Everyone should have a will, especially those with children or those married with children from a previous relationship. The Basics of Estate Planning For more information on starting a will or trust, read this article. Getting … Continue reading →

Investing in Real Estate

One of the most solid investments available is real estate. In fact today many people consider their homes their biggest investments, and plan to sell them and simplify when they retire. The nice thing about investing in real estate is that the property is going to rise in value over time. You may be thinking about investing in the stock market, but if you have enough money on hand you would do well to diversify and invest in real estate. The most basic investment is that of buying a home for your family. This should most likely be your first … Continue reading →

Spring into a New Wardrobe for Less

Putting together a spring wardrobe can be exciting, especially when you have the budget for it. But what do you do if your finances are tight? Get creative of course. Here are several ways to spring into a new wardrobe for less. Use Transitional Pieces Extend your winter wardrobe into spring by using transitional pieces, such as swapping our darker colors for light or investing in an inexpensive scarf that will give you a pop of color. A different shoe may also update a winter look for early spring. Use Trends Wisely Patterns are really big in fashion this spring, … Continue reading →

5 Frugal Practices That May Be Costing You Money

Sometimes even the best intentions to save money fail. Are you losing money while trying to be frugal? Here are five frugal practices that may be costing you money. • Stockpiling Do you still have cans of vegetables from 2001? Have the breadcrumbs gone stale? Stockpiling is a great way to save money and to be prepared for rising prices, but when you have half a pantry full of expired food then stockpiling is costing you money. To solve this problem, don’t give up on the stockpiling, just get a little more organized. Rotate your pantry items and keep track … Continue reading →