Search Results for: blog banks versus credit unions

Big Banks vs Small Banks

When you choose a bank you have a wide variety of banks and credit unions to choose from. You need to consider several factors when making your choices. It is important to realize that there is a difference in big banks and the small hometown banks. A big bank may be the right choice for you, or you may decide that you like the services provided by a small hometown bank instead. The main advantage to a big bank is that they have locations in many more places. This means that you will avoid ATM charges, because you can often … Continue reading →

Trying Not to Get Crabby With Service People In Front of My Kids

Most people who know me would swear that I am an easy-going person. I tend to be able to handle a great deal of chaos and roll with all sorts of changes and adversity. HOWEVER, I find the impatient side of me comes out so easily when dealing with bad customer service, rude tellers at the bank, and being asked to jump through silly hoops when trying to take care of everyday things. I try to stay calm and controlled when I am dealing with these people, especially when I am with my kids… I really do try and I … Continue reading →

Do You Read the Fine Print?

Have you opened a new account at the bank lately? Did you receive a pamphlet explaining the rules and terms of your account? Or have you recently received a new pamphlet in one of your statements from your credit card or checking account? Did you read it or did you just file it away or toss it in the garbage? It really is important to read the fine print when it comes to bank accounts and loans. Banks are businesses that are out to make a profit. They do this in many different ways, which include earning interest on your … Continue reading →

Choosing the Right Bank for You

If you are new to the area or opening your first checking account, you should do some research. Different banks offer different accounts. It is important to look for hidden fees (they really do exist) and other benefits that the accounts can offer you. You should also take into account convenience of locations and/or ATMs as this may affect your choice depending on your account. Here are five steps to making the right choice for a checking account for you. 1) First you need to go online or go to the different banks and credit unions that you are considering … Continue reading →