Balancing the Holidays: Simplify, Blend and Schedule

I don’t know about you, but December tends to be the busiest month of the year.  There is so much to do, so many preparations to make, gifts to buy and a house to clean. Yet this is also the time of year for being with family.  So how can you balance it all?  I think it comes down to three things:  simplifying, blending and scheduling. Let me explain.  First, simplify.  What are some things you can skip doing?  Are there areas of the home that really don’t need to be cleaned? Could you cut down on the amount of … Continue reading

Supermoms and Depression

When I saw a recent headline about so-called supermoms being at a higher risk for depression my first thought was “Who isn’t a supermom these days”? Whether you work outside of the home or not the pressure on moms is high. There seems to be an expectation that regardless of what is going on mom needs to keep the household running. That may not mean she has to do it all, but certainly she has to make sure it all gets done. I don’t consider myself a supermom at all. Until recently I worked a full and part time job, … Continue reading

Balancing Work and Family

As a single parent being a stay at home mom just isn’t an option for most of us. You have to have a way to provide for your children, because let’s face it, child support just doesn’t cover everything. Supporting children on your own can be overwhelming. Having to work means having to find quality child care for your children, which can be pricey. Many young mothers find themselves trapped because all of the money they make goes straight to daycare. It’s a vicious cycle that is hard to get out of without a strong support system to help you. … Continue reading

Money Tips For Kids

Perhaps I did not listen closely when my parents tried to teach me about money, or perhaps I did hear their advice but thought that I could somehow be alright financially without following it. Maybe there was not much in the way of personal finance training in my grade school and high school curriculum. The exact factors that lie beneath my financial ineptness do not matter, though. What does matter is that I educate myself about personal finance now, and that I take care to do my best to ensure that my son grows up to be financially fit. Even … Continue reading

How Brain Injuries Can Affect Your Money

I was in a car accident back in March and sustained a concussion in the left quadrant of my brain. That’s right … the left side. The side that controls logic, reasoning, ability to do math, and consequently, how you handle money. I’ve always been the bill-payer in our family. I have a handy-dandy chart, I know when everything is due, and on payday, I sit down and pay all the bills. This has been my routine since I got married. Come rain, come shine … the bills are paid on payday. And yet, for some reason, two months ago … Continue reading

Balancing Finances and Family Time

While I think all parents strive to achieve a sense of balance between work and financial obligations and family life—I think the challenge can be even more acute for single parents. Our kids need us, but we also need to pay attention to our work and “fundraising” efforts too. We already feel the pressure to be providers and we also feel the pressure to be a great parent—how can we achieve balance and make sure we pay plenty of attention to both? Whoever said “Money isn’t everything” was probably not a single parent. The financial pressures of being a one … Continue reading

Children, Finances and Your Choices

One of the most difficult aspects when it comes to being a parent and your finances are the trade-offs that you will have to make. It can be difficult because you want to provide the best opportunities for your children, and in some instances that can involve a lot of money. Additionally you may feel torn because you are not giving your children the quality of time that you feel they deserve. Your career choice may also be affected by your decision to have a family. You may choose to take a less competitive job so that you can spend … Continue reading

Money in Review July 15 – July 21

Do you have some money stashed away, for that rainy, stormy day? If not, then Creating a Cash Reserve by Debbie is a must read. Divorce is a rough time, no matter how you look at it. With so much emotion, common sense often gets overlooked. If you are potentially facing a major breakup, then take the time to learn some important money lessons in Miriam’s article, Four Financial Considerations When You Are Getting Divorced. Are you literally throwing money away? If you are missing out on your employer’s retirement program you just may be. Learn more from Debbie in … Continue reading

Balancing Family Time and Money

It can be difficult to balance work with family life. It is also difficult to balance providing for your family and spending quality time with them. Many people feel that the best way that they can help their children is to provide as much as possible for them. Sadly this often means that they spend the majority of their time focused on money, and not nearly enough focused on the children that they are trying to provide for. It is important to provide food, clothing and shelter for your family. Most people want to create positive safe home environment for … Continue reading

Money Week in Review May 14-June 2

First I would like to extend a warm welcome to our new money blogger Debbie Vasen. I know that you will enjoy reading her insights on family finances. She has introduced herself in Why Trust a New Money Blogger? You learn more about how to include your family in your money decisions in Family Money. Comparing the Value of Your Things to Your Time helps you gain an additional perspective on what your spending your money and your time on. Money Decisions and Marriage discuss the importance of including both spouses in the financial decisions and balancing the tasks between … Continue reading