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When Changes Need to be Made in a Rush

I often advocate taking your time when it comes to research and problem-solving in your home business. I generally think that if we can slow down, take our time and do our homework we tend to make better decisions and choices and be less stressed about it. It is not always possible, however, to slow everything down and do a thorough investigation—sometimes we are forced to make changes and adjustments and we have do to it in a rush… To be fair, sometimes the quick decisions and changes turn out to be the best. Other times, it can just be … Continue reading →

Overwhelmed By Your Finances?

You may be in a financial situation where you feel like you are getting nowhere. You may be strapped with overwhelming debt payments and no matter what you do, you only seem to be able to make the minimum payments. Or you may be trying to save money for retirement or a down payment on a house, and the measly hundred dollars a month doesn’t seem to be adding up very fast. It can be very discouraging to be in a situation like this. While you may feel like it is the end of the world. It is important to … Continue reading →

My Financial Sacrifices Are Worth It!

Today my daughter told me that she wanted to be a doctor in space. She wants to be the doctor to the astronauts. When I asked her why, she told me that it was so she could have lots of money. I thought this was a strange concept for a five-year-old to be talking about. I asked her what she meant. She told me that she wanted to have more money than I did. I asked her what she meant. She told me that sometimes she wanted to get treats at the grocery store, and I had told her we … Continue reading →

Are Your Budgeting Changes Worth the Sacrifice?

As you begin to make the changes you need to in your budget and spending habits, it is important to not become discouraged. It can be difficult to make the changes that are necessary to help you bring your finances under control. For some people it may take quite a few years to get themselves out of the hole that they have created. For others it may not take as long. It is important to realize that the no matter how long it takes, you are making changes for the better. If you are using the debt snowball, it begins … Continue reading →

Twitter Retail Therapy

I just read a Twitter post that said, “Gonna start Tweeting all my purchases – It’ll keep me frugal & accountable.” I must admit that the entry caught me off guard. I realize people tweet obsessively telling every little thing they do and think, but now to have to read everything they buy… I don’t think so. If I see their grocery list on twitter I will unsubscribe so fast I may strain my finger. I realize I am being a bit of a twitter scrooge, but I fear adding everyday grocery and clothing items to your tweet habit would … Continue reading →