Search Results for: blog are you eating up your budget

Budget Graduation Parties

In 1996, the late, great American novelist Nora Ephron shared the following pearl of wisdom with Wellesley College’s graduating class:  “Your education is a dress rehearsal for a life that is yours to lead.” Ten years into the future, not every student will be able to remember the commencement speech given on graduation day, but he will likely recall the party celebrating his academic achievements.  Fortunately, you don’t have to go bankrupt hosting a summer shindig for your graduating student. By incorporating these affordable elements, you can give your grad a rad party he will remember for years to come: Open House:  … Continue reading →

A Solution When Eating Healthy Seems Too Expensive

Consuming healthy food with a tight budget is not impossible, especially if you get creative and shop wisely. Here are some tips that you can use that will help you buy healthy food on the cheap. Avoid Processed “Healthy Food” Processed food, even if it is labeled “whole” or made with organic ingredients isn’t necessarily healthy, and the more processed something is, the more expensive it tends to be. For example, organic fruit snacks cost more per pound than does fresh fruit, and it isn’t as good for you. Baby or pre-cut carrots are more expensive compared to typical large … Continue reading →

Fun On a Budget

Crafting may seem like an expensive hobby, especially if you have a house full of kids who want in on the action.  Fortunately, frugal families don’t have to put the kibosh on creating handmade masterpieces.  Rather, with a little ingenuity you can make priceless crafts on a tight budget. Clothespin Pinwheel Materials: Double-sided patterned paper Ruler Pencil Scissors Glue Thumbtack Wooden clothespin with spring Directions: Cut a five-inch square from a sheet of patterned paper. Draw an “X” on the paper from corner to corner. Cut three inches along each line. Fold every other point toward the center of the … Continue reading →

6 Products that Pay You Back

With a tiny investment, you can reap great savings rewards. Get a hold of the following products, frugally of course, and start saving now. Netflix or Hulu For just $8 a month, you can have access to hit television shows, movies, specials, sports, news and more. Compare that to $75-$300 a month for cable. Plus, with streaming, you can get your entertainment anywhere. You may already have everything you need to play streaming videos on your television. The Wii, Playstation 3, Xbox 360 and most Blu-ray players already offer a streaming feature. If you don’t currently own one of those … Continue reading →

Creating Affordable Memories

  Not everyone can afford to take expensive winter trips to tropical locales to create magical family memories swimming with dolphins, paragliding over cobalt blue waves or cruising next to breaching whales. Heck, you may not even be able to pay for cable television, so that you can bond with your clan while watching “Home Alone” on ABC Family. I hear you. We live on a tight budget, so cable TV is not a luxury our family indulges in. While my young daughter would love nothing more than to cuddle up with the newest Disney characters, TLC reality stars, and … Continue reading →

Five Ways to Spend Less to Feed Your Kids

Kids can be little vacuums sometimes, eating up everything in sight. While it is good for growing bodies to get the calories and nutrition that they need, it isn’t always great for the budget, especially when you want to eat out. A typical family with three kids can spend $25-$30 at a counter service restaurant or $50-$70 at a family-friendly sit down restaurant. There are a number of ways to reduce the cost of food for your kids, that are not extreme and will leave you spending less to feed your kids. Here are five of the best ways to … Continue reading →

Extra Expenses of Caring for an Elderly Parent in Your Home

If you will be caring for an elderly parent in your home, you may need to budget for some extra expenses. Even if your parent has his or her own income to pay for items such as prescription medication, you still may have additional costs that creep up and raise your bills at the end of the month. Make sure to put a little extra aside in the following categories of your budget. Electricity With an extra person in your home, you may see an increase in your electric bill. Many elderly people can’t get around and tend to watch … Continue reading →

How to Get More Fun for Your Money

You can be happy with less money. It all depends on how you use it and what it does for you. Apply your money in the ways that will make you happiest. Be purposeful in how you spend your cash, and your life will be enriched, even on the tightest budget. Choose Experiences Instead of Materials Experiences can be one of the best investments of your money. Long after the money is spent, you will look back on the time with many fond memories. Money that is used toward experiences generally leaves people feeling that it was absolutely worth it. … Continue reading →

Baby on a Budget

Your new bundle of joy could make more than a significant dent in your finances. Establishing a solid budget for your baby can help you keep everything under control and leave you with enough money for your baby’s future. You might be interested to know that according to the US Department of Agriculture, it can cost up to a quarter of a million dollars to raise a child through age 17! This doesn’t take into account children living at home past age 17, college costs or significant medical expenses that could arise. That is why it is important to establish … Continue reading →

Your Guide to Insurance Savings

Everyone has to carry some form of insurance, whether it is homeowners insurance, renters insurance, auto insurance or private medical insurance. Being able to find ways to reduce the amount that you have to pay on your premiums is important. With less money leaving your family budget for insurance, you’ll have more money for savings and other needed expenses. 1. Raise your deductible If your insurance deductible is less than $500, consider raising it to at least that amount. The higher your deductible, the lower your insurance rate. The deductible is the amount that you will pay first before the … Continue reading →