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How to Save Money at Oriental Trading

Oriental Trading is my go-to for supplies when I am planning a big birthday party, as I am doing this year. They have a ton of stuff, from decorations to crafts to goodie bag items. It is easy to find items to fit practically any theme. The spending could quickly get out of hand, unless you know the Oriental Trading money-saving secrets. My youngest, who usually gets short-changed in most things, by fortune of his birth (hand-me-downs and a much slimmer photo album) is finally getting his do with an elaborate (for us) knight-themed birthday party. He is inviting all … Continue reading →

The Notebook Effect: How Writing Everything Down Saves You Money

Sometimes when we need to cut even more, the only solution is to make ourselves accountable, to pay attention, to have our spending put right smack in front of our face. It is when we ignore our spending, even our small stuff, that things can get out of hand. One of the ways to do this is to get a notebook and keep track of daily spending, whatever it is. Spent $198.57 at the grocery store, write it down. $4.74 on a latte? It goes in the book. $12 at the library book sale? Yup. $1 for mints on the … Continue reading →

Part 3 : Take It Back, Use It Up, or Pass It On

Home cluttered with items that are never used? (Clutter can cost you.) Why not become empowered and take back your space, all while earning a little bit of money or bringing some joy to the world. Who knew that excess stuff could make such a difference? With the rare exception of a practicing minimalist, we all have things in our homes that are not being used. We probably also have some brand new things still in the original packaging or with the original tags attached. In the previous two articles in this series, I talked about how we can earn … Continue reading →

8 Frugal Ideas for the Easter Basket

Pack those Easter baskets for less this year. Here is a list of frugal ideas you can use. Homemade Treats How about some easy-to-make homemade peanut butter cups or bunny-shaped homemade chewy granola bars. These recipes and more can easily be found on Pinterest. Homemade treats are not only less expensive, but they are also free from all of the chemicals that store-bought treats have. Coloring Books Coloring books are so inexpensive, and there are many Easter themed ones out there. The provide a nice foundation for any Easter basket and can be had for a dollar or less. Stuffed … Continue reading →

Your Presence is the Best Present

Forget about the fancy triple chocolate cookie pops, the pricey heart covered Build-a-Bear, and the massive red and white mylar balloon bouquet you were planning to gift your child with this Valentine’s Day.  Save your money and present your son or daughter with your presence on February 14th and in the days, weeks and months that follow. While candy, stuffed animals and shiny inflatables typically rank high on a child’s Valentine’s Day gift wish list, most kids would likely trade in the treats for one-on-one time with mom and dad. Life is hard enough for youngsters, so knowing that they … Continue reading →

Three Ways We Lower Winter Energy Costs

We have been experiencing some pretty cold weather here, with slow, sleet and wintry wind chills that make it dangerous to be outside, unprotected, for any length of time. Naturally, as we use more energy to heat our home, our costs for this month (and the next few) will be higher than normal. A couple of years ago, we installed new energy-efficient windows and insulated the attic and the basement, two moves that really helped our bills. Still, each year, there are some simple methods that can be used to reduce the winter energy costs even more. They don’t require … Continue reading →

How to Use Garage Sales to Get Out of Debt

Garage sales can help you get out of debt in at least two major ways. Learn how you can use this staple of American culture to your advantage, as you pay down your bills and obtain financial freedom. Dave Ramsey, financial guru, once said to get out of debt he held a garage sale, selling so much that his kids thought they were going to be next. While this may seem like an extreme thing to do, the fact is that it is a good strategy to use in your arsenal of tools that will get you out of debt. … Continue reading →

Upcycle Your Holidays

If your home is already crammed to the gills with “stuff,” the prospect of adding even more items during the holiday season can make your skin crawl. One way to alleviate this uncomfortable feeling and save money at the same time is to learn the fine art of upcycling.  Pinterest has made a fortune from the fad, so there’s no reason you can’t benefit as well. Before heading to the mall to drain your wallet on expensive Christmas-themed paraphernalia, gather your kids and take a tour of your home.  Look for items that can transformed into amazing holiday presents and … Continue reading →

Nationwide has Tips to Avoid Car Break-Ins

According to Nationwide Insurance, it takes less than a minute for a thief to break your car window and steal the stuff that you stowed in your car. All those Christmas presents that were in your car could disappear while you were shopping another store. Nationwide has some tips on how to avoid car break-ins. This is the time of year when people spend a lot of money on Christmas gifts for friends and family. Unfortunately, thieves are aware of this. Often, a person will stuff their filled Christmas shopping bags into their car, drive to the next store, and … Continue reading →

Three Home Businesses that Can Get You Out of Debt

To speed up your debt recover, consider starting a home business. It can help you earn extra income that can be applied directly to paying off your debt. Best of all? Most home businesses can be done at home, on your terms, and take as much time as you want to spend. This makes home businesses ideal for retirees, stay at home moms, stay at home dads, and even students. In fact, any one can start a home business to get out of debt. When selecting a home business to pursue for the goal of getting out of debt, it … Continue reading →