Search Results for: blog a review of rich on any income

Frugal Month in Review: September 2008

Now that September is come and gone and the kiddies are settled back into school and regular routines, it is time to welcome the fall. Still, there is plenty of good stuff that went on in September, including a bunch of ways to save money. September 1st Frugal Living Week in Review: August 25th Through August 31st Food and back to school are the two things on my mind this week. I e-mailed my son’s teacher ahead of time to ask about additional supplies that she might need for the classroom. She said that she usually asks parents for antibacterial … Continue reading →

Frugal Living Month in Review: July 2008

July went by so quickly for us! There were so many fun and frugal activities and events for us to explore, from a science camp to free movies and sand sculpting. I hope your July was equally fun and frugal. Summer is a busy time, I know. Did you miss any frugal articles last month? If so, here is an opportunity to catch up on what you missed. There are new ways to save money on food, clothing, kids, gas and more. Feel free to leave a comment on any frugal post. I read all of the comments myself, no … Continue reading →

Money Week in Review August 26th to September 2nd

The next time you leave the house for some major shopping, stop and pick up the phone first. In Debbie’s Use the Phone article she reminds us all we can save time and money by calling around. Not only do you want to check and see if the store has an item in stock, why not call a couple places and do a price check as well. Then you will be well prepared to find the best deal, saving both time and money! Ever wonder how much your neighbors make? Curious to know how that co-worker was able to buy … Continue reading →

Author Review – Jane Yolen

Jane Yolen is one of the most prolific authors of historical/medieval fiction currently on the market. Her eye for detail and rich descriptions lured me in from the start, as did the indepth knowledge of history she displays. As a lover of history myself, I was hooked. Let’s learn a little more about Jane Yolen. She was born in 1939, the oldest in her Jewish family. Her father worked as a journalist for the newspapers in New York, and her mother was a social worker, holding that position only until Jane was born, and then retiring. She too was a … Continue reading →

Book Review: “Debt-Free Living” by Larry Burkett

“Debt-Free Living” by Larry Burkett is an interesting and informative book about making decisions that will help you get out of debt and to stay debt free. The book was original published and so the numbers he uses in example budgets seems surprisingly low, but other than that it is a great book to read or recommend to someone who is ready to make a change. Burkett briefly describes the concept of credit and how it began again after the Great Depression. He also talks about how the government fuels the use of credit because it helps to boost the … Continue reading →

Parents Call Police Because Grown Son Won’t Clean Room

My dad would always brag about how rich he would be if he had a dime for each time he had to utter this command: “Go clean your room!” It didn’t take much for my brothers and I to hastily retreat to our rooms for clean-up duty when we heard him making his way down the hall, but that was when we were 12. Can you imagine having to issue the clean-up command when your kid was 28 years old? A father in Ohio doesn’t have to think about it. Apparently, he does it all the time, and recently he … Continue reading →

Budgeting Software Options

When it comes to money management and computer software two programs quickly come to mind: Microsoft Money and Quicken. While these programs are good, I have used both of them, I still find that there are things that I wish I could change about the programs. If you feel this way it may mean that it is time to start thinking outside of the computer budget box. One option that you can do is create your own zero dollar budget online using Excel. If you do this you should have a basic understanding of spreadsheets and what you can accomplish … Continue reading →

Learn About Money

If you feel that your finances are spinning out of control and you do not know what to do or where to start there are several resources available to you. You need to educate yourself on the best ways to deal with money. If you feel that budgeting is your biggest problem, you can read books about budgeting. If you feel at a total loss when it comes to investing, you can begin to read books on investing. When you begin to learn more about managing your finances you should look carefully at who you are taking your advice from. … Continue reading →

Budgeting Time Savers

One reason many people hate budgeting is because it is time consuming. It can take an hour to balance your checkbook each month, especially if you can’t find the one mistake that you made. It is more difficult than just balancing your checkbook, since you need a constant running total of what you have spent where. It usually falls on the shoulders of one spouse, who then becomes resentful about having to deal with it all the time. While the initial planning and setting up of your budget may take awhile (sorry there is no way around it), here are … Continue reading →

I am Broke and Grateful – Three Ways to Appreciate the Things You Have

Three years ago my husband and I were both employed full-time. While we certainly weren’t getting rich we were living very comfortably with the income I was making as a social worker and he was making as a Sheriff’s Deputy. Two children, and minus one full-time income later we are broke – and happy. I’ll admit. I am not always joyful about being broke. In fact, my husband and I went out on a rare “date-night” last night and ate at one of our favorite restaurants. I remember looking at the dessert menu and drooling over the $5.00 tiramisu and … Continue reading →