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Choosing the Right Credit Card

If you have considered taking out a credit card to build your credit. You need to make sure to use the card wisely and to pay off the bill in full every month. This will safely build your credit, and help you to avoid accumulating debt. However, not all credit cards are created equal. There are important things to consider when you are opening a credit card. 1) There is no reason to pay an annual fee for a credit card. You should be able to find a credit card available to you that will not charge you an annual … Continue reading →

5 Steps to Safely Build a Credit History

It is recommended that young people take the time to build their credit history. This way when it comes time to borrow a car or a home, they can receive lower interest rates, because they have a good solid history. It can be important to do, but at the same time you should proceed with caution. Many end up ruining their credit in the name of building a good credit history. Here are five tips to help you safely build your credit history. 1) The easiest way is to take out an interest free loan from a store. If you … Continue reading →