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5 Ways to Save on Gym Memberships and Workouts

Ready to fulfill those New Years Eve Resolutions for a healthier body and a more active lifestyle? Gym memberships are a great way to make a regular commitment with professional equipment and classes that are sure to keep you on track. Here are five ways to save money on a gym membership. 1. Negotiate the Gym Fee When you are considering making a commitment to a gym membership then it is time to speak up. Tell them that you are thinking about joining but want to save some money. The health club may go ahead and waive the sign up … Continue reading →

How to Turn Your Resolution to Save Money into a Reality

Make sure that you can turn your resolution to save money into a reality when you put the following steps into place. It isn’t enough just to resolve to be frugal or cut back. You have to make a commitment and then know where to begin and how to keep it going. It takes just 21 days, by conventional wisdom, to turn a resolution into a habit. That means with just a little effort each day for the next three weeks, you can start down a path of a lifetime of saving with the end result being financial solvency. The … Continue reading →

New Year’s Eve Money Savers

Welcoming 2013 is cause for celebration.  However, if you plan to party with a house full of parents and children, a New Year’s Eve shindig has the potential to put huge dent in your wallet. Fortunately, there are ways you can preserve your family’s budget, so that you don’t start 2013 in a financial pit: Fancy Cup Tags:  Fancy doesn’t have to mean expensive.  One way to reduce the amount of money you spend on cups for a New Year’s party is to attach a pretty tag to each one.  Doing so will identify the cup’s owner and eliminate the … Continue reading →

Too Many Gifts

I love Christmas, I really do, but I can’t help but wonder how much longer it will be the holiday we all remember from childhood. Every year the stores bring out the decorations earlier and earlier. Christmas trees are up in the stores before the school supplies are even gone. Everything is advertised as that perfect gift for someone on your list. Have we forgotten what Christmas is about? All day long I hear people talking and read online about the shopping, shopping and more shopping. The amount of debt Americans take on every Christmas is staggering. I’m as guilty … Continue reading →

New Year’s Resolutions – About Your Insurance Policies

Christmas is over, and it is time to start thinking about what your insurance needs will be in the new year, 2011. Think of it as making a New Year’s Resolution about your insurance policies. While it’s always good to re-evaluate your insurance policies from time to time, it is especially important to do it this year. There are going to be many changes to insurance that will take effect as soon as 2011 begins. This is the time of year when people start thinking about the improvements they want to make in their lives. It is not unusual for … Continue reading →

Super Scrapbook Savers

Most people don’t realize that they can create a scrapbook without actually buying a tradtional 12 by 12 memory book. If you are scrapping on a very tight budget, then consider embellishing a standard binder, photo album or a plain hardcover journal with stickers, stamps, die-cuts or patterned paper. Another option is to punch holes in cardstock and bind the paper together with pretty ribbon to make a mini scrapbook. The only problem you may run into when fashioning together a budget DIY scrapbook is that your page may not have the same protective covers found in traditional scrapbooks. If … Continue reading →

Steps in Santa Monica

It’s one of the most popular fitness destinations in the United States. The “Steps in Santa Monica” provide runners, walkers and climbers with a workout that’s second to none. The stairs were installed in the 1920’s so children who lived at the top of the steep incline could get to the school down below. But about a decade ago the staircase became an exercise destination, and now on any given weekend 1,500 people make it their workout destination of choice. In addition to the vigorous workout the stairs yield, the 172 steps also lead to some of the most gorgeous … Continue reading →

3 Money Saving Hobbies

Are you looking for a new New Year’s Resolution or just something fun to do? If you resolve to learn a new money saving hobby, you’ll entertain yourself without a big expense plus save additional money or even earn some money! Here are three different money saving hobbies that you might want to consider taking up. They all involve minimal expense or no expense to get started, but they will do a lot to either cut expenses or add to your income. Baking Baking is a great hobby that doesn’t require a lot of initial skill. You can easily bake … Continue reading →

Get Fit By Jumping Rope

Skipping rope is no longer just for kids. Rope jumping is considered one of the most effective cardiovascular workouts available for adults. The simple movements can be done by both beginners and advanced exercisers. In addition, the price of a single jump rope makes the workout an affordable option for cash strapped fitness fanatics. Fitness experts classify jumping rope as an “excellent” fat burner. According to the National Institutes of Health, jumping rope burns approximately 750 calories per hour, which is more than any other traditional workout except running. What’s more, you can easily burn additional calories by jumping faster. … Continue reading →

Last Minute New Year’s Eve Party at Home

Here it is New Year’s Eve and you decide at the last moment to have a few friends over for a get together. But, you didn’t plan well (how could you at the last moment?) and you are wondering what to do. Here are some last moment suggestions for hosting a New Year’s Eve party in your home. Fortunately, one of great things about New Year’s eve is that unlike other holidays, it doesn’t usually require a huge feast. Instead, a few appetizers will do just fine. If you don’t have the time to make them yourself, pick up some … Continue reading →