Money Blog

Today at 09:41 AM

Interest Rates

by Debbie Vasen

I have been overhearing some concerning conversations out there - people who are waiting for the interest rates to keep falling. Let us address this misconception about interest rates with a little background. The Fed cuts interest rates by two main factors.

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Yesterday at 08:56 PM

How Did Our Economy Get into This Mess!

by Debbie Vasen

If you have been following our economy's downturn, you will most likely be able to label the number one cause - the housing market. When the real estate bubble burst, it caused a huge trickling affect on our whole nation's economy. It wasn't only the drop in house value that caused the spiral.

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12 May 2008 05:47 PM

Wow... Times Are Tough

by Debbie Vasen

You simply cannot pick up a paper without some headline about the real estate market's bursting bubble, the failing economy, gas price increases or worse. Basically, as the media presents it, our nation's finances are in the pits. No wonder so many of us are also feeling squeezed.

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12 May 2008 11:02 AM

Another Pitfall of Hard Economic Times

by Debbie Vasen

In addition to the risk of your gift cards becoming worthless, another consideration must be taken when shopping during tougher economic times. This is to remember that no matter how big or impressive a retailer is, they still can go under.

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08 May 2008 10:47 AM

Use those Gift Cards

by Debbie Vasen

Do you still have a bunch of gift cards in your wallet? You haven't had the extra time to spend them yet? Well, don't wait, or you may just be throwing money away! No matter how big the retailer may be, if they go out of business those cards are worthless.

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07 May 2008 10:09 AM

Shopping at Discount

by Debbie Vasen

Are you a bargain shopper? Do you scour the ads for special sales, going out of business liquidations, and seconds offers? Well, I do have a word of caution for you. Certainly, this sort of shopping approach can save you money, as long as you are a careful shopper.

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06 May 2008 08:49 PM

Credit Reporting Agencies

by Debbie Vasen

Often in financial advice, you will see the three main consumer reporting agencies mentioned. However, you may not know who all three are or how to contact them. In the United States, there are three national consumer reporting agencies who determine most of your credit reports and scores.

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05 May 2008 09:20 AM

Victims of Identity Theft Checklist

by Debbie Vasen

Have you been a victim of an identity theft? It could have been that your purse was stolen and someone used some of your credit cards. Maybe, you're a victim of mail theft and they opened up a ton of accounts in your name? Either way, the basic steps you need to follow are here. 1.

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04 May 2008 09:49 PM

Is it Worth your Time?

by Debbie Vasen

Okay, I just finished painting in our new house today and I found myself asking this question "is it worth the time?" I ask it, because while I was doing this backbreaking work... I kept wondering what it would cost to pay someone else to paint.

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02 May 2008 11:09 AM

Debt Reduction Summary

by Debbie Vasen

Over the past week, I have discussed many ways to approach a do it yourself debt reduction and credit repair plan. A lot of your approach will depend on your situation, so I covered a variety of different angles.

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